Since qualifying as a mortgage broker in 2011, I have seen many changes in the mortgage market, not just in terms of mortgage deals and regulation, but also the way lenders assess applications. With the recent tightening of mortgage criteria and lenders tougher underwriting requirements it has never been harder or more time consuming to obtain a mortgage. I therefore believe it is more important than ever to get professional mortgage advice whether you are a first time buyer, existing homeowner looking to move or remortgage, looking to capital raise or a new or experienced property investor in the buy to let market.
I pride myself on maintaining my extensive knowledge by continuous professional development to keep up to date with changes to regulation and the marketplace. I take the time to get to know all of my clients to fully understand your individual, specific needs and requirements to ensure the most suitable mortgage is recommended.
My job doesn’t end once I have got your mortgage offer agreed. I continue to work closely with Solicitors and estate agents to ensure you complete your purchase or remortgage in a timely manner and will be here to answer any queries whenever they arise in the future.
When buying a new home or remortgaging, protection can quite often be overlooked as it’s not something many of us like to think about. I am ardent about ensuring all of my clients are given tailor made protection solutions, whatever their budget, to give peace of mind that in the event something bad were to happen, the financial burden would be lessened.
I believe in building long term relationships with my clients, the majority of my business comes from repeat customers and their family members and friends. Many of my clients have been with me since they have purchased their first ever home.
To learn how I can help you save time and most importantly, money, when arranging your mortgage please get in touch.